Meet state requirements
An SR-22 is a certificate from a state licensed insurance company, an eligible surplus lines insurer, or a risk retention group. The insurer certifies on the SR-22 that you have purchased liability insurance that meets the minimum required limits of coverage for that state and files the certificate with appropriate state Agency. An SR-22 is proof of “future responsibility” and is posted to your driving record.
WHEN IS IT REQUIRED
Most states require an SR-22 certificate be on file with DMV if: you failed to provide proof to the DMV that you have liability insurance; you’ve been convicted of driving without insurance; you’ve been involved in an uninsured accident; you are applying for a hardship or probationary permit; or at the time of reinstating your driving privileges following a DUII suspension.
Note: This is not a complete list of reasons why an SR-22 filing would be required.