RV Insurance Coverages
Personal liability, property and more
You probably bought your motor home or travel trailer because it offers the best of both worlds: the ability to explore the world we live in and the convenience of your home each night when you pull over. Motor homes and travel trailers offer freedom and joy that’s unique regardless of the size of a coach or fifth wheel you explore with.
But with this dual benefit also come some increased risks. As a vehicle, your motor home needs some auto-type insurance to protect you from crashes, medical costs and the like while you’re driving on the road. But comprehensive RV insurance needs to also protect you when you have stopped and camped. That means you need insurance closer to what you find in a homeowner’s policy that includes the following features:
Protection in case someone is injured in or around your RV
Enhanced property insurance that will protect the contents of your RV in case of theft or damage.
ADDITIONAL LIVING EXPENSES
Protection that helps pay for your cost of living if you are displaced from your motor home.
Another layer of protection that covers your awning, tv antennas or other accessories that might be damaged.