ATV Insurance

Make sure you and your all-terrain vehicle (ATV) or utility vehicle (UTV) are protected whether you’re a full-time rancher or part-time adventure seeker.

What You Need To Know

ATV Insurance Coverages

Liability, collision, comprehensive, and more

We have a variety of coverages available that you can choose from to create a comprehensive ATV insurance policy. Common types of ATV insurance coverages include:

  • Bodily injury liability – this type of coverage with help pay for costs associated with injuries suffered by others in an accident for which you are responsible.
  • Property damage liability – This coverage will help with costs relating to damaged property of others in an accident you cause.
  • Collision – If your ATV is damaged in a collision, this coverage can help repair or replace it.
  • Comprehensive – If your ATV is damaged in a non-collision incident, such as fire or vandalism, this coverage can help with repairs or replacement of your ATV.
  • Medical payments – If you are hurt in an accident, this coverage can help you cover your medical costs.

Other Vehicle Insurance Coverages

Cover additional vehicles

ATV insurance is often sold as part of a broader range or insurance. For example, several companies sell ATV insurance through their motorcycle insurance divisions, while other companies might sell ATV insurance through an Off-Road Vehicle (ORV) insurance division.

When getting an ATV insurance quote, think about which vehicles you might want to insure. Remember that many companies offer a discount for insuring multiple vehicles under one policy. Often ATVs can be insured along with your:

  • Motorcycle
  • Golf cart
  • Dune buggy
  • Go-cart
  • Snowmobile
  • 4×4

    Monday to Friday: 8:30 AM - 5:30 PM
    Saturday & Sunday: Closed


    6355 Ward Rd. Unit 307
    Arvada, CO 80004
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