ATV Insurance
Make sure you and your all-terrain vehicle (ATV) or utility vehicle (UTV) are protected whether you’re a full-time rancher or part-time adventure seeker.
What You Need To Know
ATV Insurance Coverages
Liability, collision, comprehensive, and more
We have a variety of coverages available that you can choose from to create a comprehensive ATV insurance policy. Common types of ATV insurance coverages include:
- Bodily injury liability – this type of coverage with help pay for costs associated with injuries suffered by others in an accident for which you are responsible.
- Property damage liability – This coverage will help with costs relating to damaged property of others in an accident you cause.
- Collision – If your ATV is damaged in a collision, this coverage can help repair or replace it.
- Comprehensive – If your ATV is damaged in a non-collision incident, such as fire or vandalism, this coverage can help with repairs or replacement of your ATV.
- Medical payments – If you are hurt in an accident, this coverage can help you cover your medical costs.
Other Vehicle Insurance Coverages
Cover additional vehicles
ATV insurance is often sold as part of a broader range or insurance. For example, several companies sell ATV insurance through their motorcycle insurance divisions, while other companies might sell ATV insurance through an Off-Road Vehicle (ORV) insurance division.
When getting an ATV insurance quote, think about which vehicles you might want to insure. Remember that many companies offer a discount for insuring multiple vehicles under one policy. Often ATVs can be insured along with your: